COST ASSISTANCE
Afford a new knee? This, you can do
Figuring out costs for joint replacement can feel overwhelming, but starting with the basics makes it easier

A real Personalized Knee® experience
A real Personalized Knee® experience

Talk with your insurance provider. Ask what’s covered, so there are no surprise plot twists.
Learn about your benefits coverage for care before and after your surgery.
If you’re not sure how to reach your provider, try checking your insurance website or doing a quick online search for their contact details.
Here’s a list to get you started:
Questions to ask your insurance provider
It’s important to understand your coverage. Talk to your insurance or benefits provider to clarify what is and isn’t covered.
Get all the information you need by contacting Zimmer Biomet's certified insurance professionals to answer questions about policies and coverage by contacting:
Reimbursement Hotline
Monday through Friday
866-946-0444
reimbursement@zimmerbiomet.com
Start by asking
- Is the procedure covered?
- Are there any exclusions for this surgery?
- Are my surgeon and hospital in-network?
- What’s covered for recovery, like physical therapy, home healthcare, or rehab? How many sessions and for how long?
- Do I need pre-approval to ensure coverage?
Additional costs
Additional costs may apply depending on your health and recovery needs at the time of surgery. This can include things like at-home care or special equipment to help you heal, such as walkers or raised toilet seats. Some of these items can be rented, and many can be purchased using your HSA or FSA funds.
Items may include:
- Safety bars or rails
- Grab bars for bathrooms
- Shower benches
- Mobility scooters
- Walkers or canes
- Lift chairs or recliners
FSA, Flexible Spending Account; HSA, Health Savings Account.
A real Personalized Knee® experience


VETERANS
Explore your benefits